Paying For College

Everything you need to know about how to pay for college is right here - cost of attendance, ways to pay, and funding programs. 

Tuition & Fees
Pay My Bill
Financial Aid
Financial Aid Satisfactory Academic Policy
Applying for Financial Aid
Grants
Scholarships
Loans
Veteran Benefits
Student Work Study
Tuition & Fees

Tuition and Fees

Tuition rates at Frank Phillips College are set by the Board of Regents of the College in accordance with the provisions of Texas statutes. Tuition rates are subject to change without notice by the action of the State Legislature or the Board of Regents. Tuition and fees are payable in full before the first day of class unless the student has signed up for the Payment Plan Option (FACTS). A student is not officially registered until full payment of tuition and fees is made. Payment may be made by cash, check, money order, or credit card approved by the Business Office. All students must pay tuition according to their resident classification as follows:

A resident of the Borger Junior College District is a student who resides within the Borger Junior College District and is not classified as a Non-Resident of Texas as explained in this section.

A resident of Ochiltree County is a student who resides within Ochiltree County and is not classified as a Non-Resident of Texas as explained in this section.

A Non-resident (of a Taxing District) is a student that neither resides within the Borger Junior College District or Ochiltree County nor is classified as a Non-resident of Texas.

A Non-resident of Texas is a student younger than 18 years of age who does not live with his or her family and whose family resides in another state or whose family has not resided in Texas for the 12 months preceding the date of registration or a student of 18 years of age or over who resides out of state or who has not been a resident of the state 12 months after his 18th birthday or for 12 months immediately preceding the date of registration.

A student 18 years of age or older may be exempt from being classified as a Non-Resident of Texas if he or she owns property which is subject to ad valorem taxation by either the Borger Junior College District or Ochiltree County. See Tuition & Basic Fee tables on the following pages.
 

Tuition Exemptions – the following tuition exemption programs are administered through the Texas Higher Education Coordinating Board: children of certain disabled public employees, deaf and blind students, children of prisoners of war or persons missing in action, students in foster or other residential care, students on Temporary Assistance for Needy Families during their senior year of high school, early high school graduates. Some tuition exemptions are need-based. Eligible students should contact the Student Financial Services office for more information.

Disbursement of Awards to students – All grants, loans and scholarships are electronically credited to students' accounts. Students must apply for a student Plainsmen Debit ID Card where all disbursements, over-awards and refunds will be routinely deposited. All documents and eligibility requirements (Satisfactory Academic Progress) must be met prior to students receiving funds.

Loan funds will be applied to outstanding costs due FPC first and amounts remaining will be applied to the students' Plainsmen ID cards. Loan funds are disbursed in two equal disbursement amounts, no exceptions.

Pay My Bill

Paying For Classes

Log into the Student Portal and check the billing statement under “My Ledger.” PAYING TUITION button above will take you to your portal login.

4 Easy Ways to Pay:

1. To pay online in full, select “My Ledger.”

2. To create a payment plan select “My Payment Plan” then enter email address and follow the on screen directions. For more detailed information about the payment plan option, click the "Tuition Payment Plan" button at the bottom of this page.  A tutorial is also available if needed.

3. Pay by mail with check or money order to:

Frank Phillips College
Business Office
P.O. Box 5118
Borger, Texas 79008

4. Pay in person at Borger, Dalhart, or Perryton FPC locations.

Returned Check Policy

Students must exercise care when paying the college by check.  A $25 charge will be assessed for all returned checks.  Returned checks that were submitted for payment of tuition and fees must be redeemed in cash by the tenth class day, or the student will be suspended from all courses.  All other checks must be redeemed within five days after notice, or the student will not be permitted to attend class until the returned check and "Return Check Charge" are paid.


Payment Plan Information

ProgramEligibilityValueHow to Apply
Payment PlanContact the Business OfficeTuition, Fees, Dorms, and MealsPayment Application Required
Financial Aid

Financial Aid

Welcome to the Frank Phillips College Financial Aid Office home page! It is the mission of the Financial Aid Office to eliminate or diminish financial barriers to students seeking an education at FPC and to inform prospective students, parents and enrolled students of financial aid resources and requirements. 

Determining Eligibility

With the exception of the scholarship program and the payout plan, all
Student financial services programs are funded by federal or state governmental
agencies and administered according to the laws and guidelines of each
program. In general, the eligibility requirements listed below are the
same for all programs. A student must:

  • Be a U.S. citizen or an eligible non-citizen.
  • Be registered with the Selective Service if you are at least 18 years old and male.
  • Be a high school graduate or have a GED certificate.
  • Show documented financial need.
  • Be enrolled in an eligible program offered by Frank Phillips College.
  • Be working toward a degree or certificate.
  • Be maintaining satisfactory progress and good standing in your course of study.
  • Be enrolled or plan to enroll in at least one semester-credit hours for Federal Pell Grants and at least six semester-credit hours for loan programs.
  • Do not be in default on a federal student loan.

Determining Financial Need

Cost of Attendance 
When calculating the cost of an education, we take into account several factors, such as:

Tuition & Fees
Books & Supplies
Transportation
Room & Board
Miscellaneous Expenses

Expected Family Contribution
A standard formula created by the Federal Government determines the amount
of money a family may reasonably be expected to contribute toward an
individual’s education. Income, assets, benefits, number of dependents
and number of family members in college are all considered in the
calculation.

Financial Need 
A student’s financial need is determined by subtracting the Expected
Family Contribution from the Cost of Attendance. Federal and State
financial assistance is limited to this amount by law. All scholarships,
grants, loans and work study are considered in meeting the student’s
need.

Tuition Exemptions

The following tuition exemption programs are administered through the Texas Higher Education Coordinating Board: children of certain disabled public employees, deaf and blind students, children of prisoners of war or persons missing in action, students in foster or other residential care, students on Temporary Assistance for Needy Families during their senior year of high school, early high school graduates. Some tuition exemptions are need-based. Eligible students should contact the Student Financial Services office for more information.

Disbursement of Awards to Students

All grants, loans and scholarships are electronically credited to students’ accounts. Students must apply for a student Plainsmen Debit ID Card where all disbursements, over-awards and refunds will be routinely deposited. All documents and eligibility requirements (Satisfactory Academic Progress) must be met prior to students receiving funds.

Students employed through the work-study program are paid bi-weekly. Time sheets must be submitted on the appropriate dates each month in order to receive payment. Students who fail to submit their time sheet by the designated date will not receive payment until the following pay period.

Loan funds will be applied to outstanding costs due FPC first and amounts remaining will be applied to the students’ Plainsmen ID cards. Loan funds are disbursed in two equal disbursement amounts, no exceptions.

Suggested Deadlines

A good rule of thumb regarding student financial services deadlines is the earlier the better. The student financial services office gives first priority for aid consideration to students whose applications are received early. Deadline for guaranteed funding for summer sessions is May 1st. Deadline for guaranteed funding for fall semester is July 1st and deadline for guaranteed funding for spring semester is December 10th. However, don’t count yourself out until you have contacted our office.

Financial Aid Helpful Links

Student Guide to FASFA - Video 

IRS Data Retrieval Tool - Video

Start your FASFA

Create a FASFA Id

5 Things to do after you complete your FASFA

Financial Aid Satisfactory Academic Policy

Financial Aid Satisfactory Academic Policy

Student financial aid programs were created and funded to help students achieve access to higher education and accomplish academic goals. To receive funds administered by Student Financial Services, students must complete a degree plan and be making measurable progress toward completion of an eligible degree or certification. Federal regulations require evaluation of both quantitative and qualitative progress. The student financial aid policy on satisfactory progress is outlined below:

  1. Only students enrolled in credit courses and seeking degrees or certificates requiring at least 24 credit hours completed at FPC, will be eligible to receive student financial aid.  If a student is required to be enrolled in preparatory courses, these courses will be eligible for payment of financial aid.  Students may receive financial aid for a maximum of 30 credit hours of preparatory courses, related to their degree plan. Students may not receive financial aid to retake a class only to acquire a better grade, unless the grade is an F or D.

  2. All student aid recipients must maintain a 2.0 cumulative grade point average.

  3. Students must meet enrollment status requirements as outlined:
    • Full-time students must maintain and complete the term with a minimum of 12 credit hours.
    • Three-quarter time students must maintain and complete the term with at least 9 credit hours.
    • Half-time students must maintain and complete the term with a minimum of 6 credit hours.
    • Students receiving aid for less than half-time must complete the hours in which the student originally enrolls.

  4. Students must successfully complete his/her degree/certificate in the equivalent of 150% of the credit hours required for the certificate or degree plan.  Enrollment hours at the beginning of the term will be used for the calculation. Preparatory courses will be used for the calculation to determine the maximum time for completion. Attempted hours are used, not earned hours.

  5. The determination concerning a student’s satisfactory progress toward his/her degree must be based on periods of performance when Title IV aid was received and periods of performance when no aid was received.   
           
  6. At the end of each Fall, Spring and Summer academic term, the student’s cumulative grade point average will be considered and the percentage of work completed toward the recipient’s degree will be determined.  Consequences of failure to meet financial aid satisfactory progress are listed below:
    • If the student cumulative grade point average is below 2.0 or a student has not completed the number of hours awarded, a notice will be mailed to the student placing the student on financial aid warning. A student on financial aid warning may continue to receive financial aid.
    • If the student fails to maintain satisfactory progress in a subsequent term, the student is placed on financial aid suspension. A student on financial aid suspension will not receive financial aid, including Federal Direct Loans.
    • If the student earns F’s in two consecutive terms, the student will be placed on financial aid suspension due to not progressing.
    • If the student fails to complete the hours they were funded for in a term, and with at least a 2.0 cumulative grade point average, the student will be placed on immediate financial aid suspension. Also, if the student does a total withdrawal from all their classes in a term, the student will be placed on immediate financial aid suspension. The student will not receive financial aid, including Federal Direct loans.
    • If a student takes an incomplete on a course, the “I” will be treated as an “F” for that course for financial aid satisfactory progress purposes. When the student completes the course, the student will be responsible for submitting a changed grade transcript to the Student Financial Services Office. Warning/Suspension will be adjusted on the grade received for the course.
    • Transfer and returning FPC student’s academic records will be reviewed and students may be placed on financial aid warning if their past performance does not meet our Satisfactory Progress Policy. The warning status for transfer and returning FPC students will be removed after a term has been completed with at least 6 credit hours and a 2.0 grade point average or above. If the student does not make satisfactory progress the student may be placed on Financial Aid Suspension.
    • Students in a Consortium Agreement with another school will be monitored for grades and completions of course work from both schools.
    • Students who fail to complete a degree plan and change degree plans repeatedly, may not be eligible for financial aid. Eligibility will be determined on a case by case basis.
    • Students, who withdraw below their enrollment status during a term, will be placed on financial aid warning at the time of the withdrawal. If the student subsequently withdraws from another class in the same term, or does not maintain a 2.0 grade point average at the end of the term, the student will be placed on financial aid suspension.
    • To be removed from Financial aid warning, the student must complete at least 6 credit hours with a 2.0 grade point average in that term.
    • To be removed from Financial Aid Suspension, the student must pay for and complete 6 credit hours in the same term with a 2.0 grade point average. Financial aid will be available to the student the next enrolled term after completing this criteria.

  7. Exceptions to the above policy of satisfactory progress may be made by the Director of Student Financial Services. Criteria that will influence the decision will include:
    • Class attendance, completion of assignments and substantiated academic progress in courses supported by awards in progress towards your degree plan.
    • Completion of a subsequent term of at least half-time enrollment with a 2.0 or above grade point average.
    • Unusual circumstances (extended medical confinement or a death in the family, natural disasters).
    • Response to Office of Student Financial Services contacts.

  8.  The student has the right to appeal any decision made on his/her right to receive Title IV aid.   The student who does not meet the criteria for continuance of Title IV aid but can demonstrate mitigating circumstances has the right to appeal. 

  9. Students may appeal the decision of the Director of Student Financial Services through the Financial Aid Appeals process. The appeal should be submitted in writing, signed and dated, to the Director of Student Financial Services. Include the circumstances that prohibited you from completing the minimum academic standards.  Include a plan of progress explaining how you will avoid this situation again or what has changed to correct the situation. Provide any additional documentation you have, such as doctor notes. Students placed on Financial Aid Suspension due to lack of satisfactory progress may appeal the denial of financial aid due to an unusual or extraordinary situation that affected the student’s progression toward the successful completion of his or her program. Examples of unusual circumstances include: injury or illness of the student or family member, death of a relative of the student, maximum time limit exceeded, or other special circumstances as determined by the Director of SFS. The appeal must be submitted in writing to the Director of Student Financial Services and should include an explanation of the reason(s) why these minimum academic standards were not achieved. Students, who are appealing the maximum time frame limit, must provide a copy of their degree plan that has been signed by their academic advisor.  The Director of Student Financial Services shall also have the authority to place conditions upon the receipt of any financial aid for those cases where aid is reinstated. The student with an approved appeal will regain eligibility to receive aid. The student will be placed on financial aid warning the term the student regains eligibility. The student must complete the probationary term without withdrawals and maintain a grade point average minimum of 2.0. Two consecutive appeals will not be approved. The Director of SFS will notify students in writing of the results within 10 business days after receipt of the appeal. The written notification to the student will be dated and signed by the Director of Student Financial Services. The Director will review and make final determination of all appeals.

 

Students Rights and Responsibilities

 You have the right to ask:

  1. What financial assistance is available?
  2. What the deadlines are for submitting applications?
  3. What the cost of attending is and refund policies?
  4. What criteria are used to select financial aid recipients?
  5. How financial need is determined?
  6. What criteria are used to determine the amount of student’s award?
  7. What satisfactory progress is and how it affects you?

It is your responsibility to:

  1. Be informed about the institution before you enroll.
  2. Complete all forms accurately and submit them on time.
  3. Read and understand forms you are asked to sign.
  4. Know and comply with deadlines.
  5. Report all changes in address, telephone number, name, grants, scholarships, and school status to the Student Financial Services office.
  6. Accept responsibility for all agreements you sign.

NOTICE TO ALL FINANCIAL AID RECIPIENTS!!
Students that withdraw from all classes may owe money to Frank Phillips College and/or the Department of Education. 

Applying for Financial Aid

Applying for Financial Aid

Step 1. Apply for a FSA ID. 
You can apply for a FSA ID at https://fsaid.ed.gov/npas/index.htm OR by clicking on the APPLY FOR FINANCIAL AID button above. Students (and parents, if applicable) will need a FSA ID to electronically sign the Free Application for Federal Student Aid (FAFSA).

Step 2. Complete the FAFSA.  
Complete and submit your FAFSA online at www.fafsa.gov

Step 3. Apply for admissions.   
Complete admission requirements and receive your letter of acceptance.  

Step 4. Activate your FPC student email account.    
We will correspond with you via your FPC student email account. 

Step 5. Respond to document requests. 
The financial aid office may request additional documents needed to complete the aid application process. Your application will not be processed until you submit the requested document(s).

Step 6. Review Student Portal
When the financial aid office has finished processing your application, your award will be posted to your student portal under financial aid ledger. 

Step 7. Re-apply
Re-application for financial aid is required each award year (Fall thru Summer).

Grants

Grants

Grants
Grants are considered gift aid and do not require repayment unless the student reduces his/her course load, never attends class, quits attending class, or withdraws from school prior to the completion of the semester.  Grants are awarded based on financial need. There are several types of grants available for students.

  • Federal Pell Grant (PELL)
  • Federal Supplemental Educational Opportunity Grant (FSEOG)
  • Texas Public Educational Grant (TPEG)
  • Texas Educational Opportunity Grant (TEOG)

Federal Pell Grant (PELL)
The Federal Pell Grant is a federal program for undergraduate students obtaining his/her first bachelor’s degree and is designed to provide eligible students with a foundation of aid to help defray the cost of education. It is always the first program considered for each applicant. Although the Financial Aid Office determines the amount of each student’s Pell Grant, eligibility is determined on the basis of a formula developed by the U.S. Department of Education. The Pell Grant amount depends on the student’s expected family contribution, the cost of attendance at FPC and the number of hours for which the student is enrolled (full-time, three-quarter time, half-time, less than half-time). A student may be ineligible for a Federal Pell Grant; however, he or she may qualify for other financial assistance. The Federal Pell Grant is to be used solely for educational purposes, which includes tuition, fees, room, board, books, supplies, transportation, and miscellaneous expenses. In order to receive a Pell Grant, the Department of Education must have processed a valid student aid report (which is the result of filing the FAFSA form) with an official expected family contribution while an eligible student is enrolled for the award year. Verification documents (if applicable) must be received and be accurate no later than 120 days after the last day of enrollment or the Department of Education’s published deadline, whichever is earlier. A student’s duration of Pell eligibility is limited to the equivalent of 12 full-time semesters.

Federal Supplemental Educational Opportunity Grant (FSEOG)
The FSEOG is awarded to first time undergraduate students with the lowest estimated family contributions who are also receiving Federal Pell Grants and have financial need. Awards are based on the student’s enrollment and are made in accordance with program regulations and on a first come, first served basis.

Texas Public Educational Grant Program (TPEG)

The TPEG program is funded from tuition paid by credit students attending FPC.  The applicant must be enrolled at least half-time during the term or terms for which the grant is awarded and have financial need. This grant is awarded on a first come, first served basis, and the amount is based on the student’s enrollment.

Texas Educational Opportunity Grant (TEOG)
The TEOG Grant is awarded first come, first served to Texas residents who are enrolled at least half-time in the first 30 hours of an associate's degree or certificate program and meet the following eligibility requirements: have financial need and an expected family contribution of 5,609 or less; not been convicted of a felony or crime involving a controlled substance; not be concurrently receiving a TEXAS Grant; and be registered with Selective Services, or be exempt. Preference for initial awards is given to recent Texas public high school graduates who completed the recommended or distinguished curriculum and enroll as an entering undergraduate student no later than the 16th month after high school graduation. To receive a renewal award through the TEOG program, a student must be enrolled at least half-time as a student who previously received a TEOG award and has not been granted an associate's degree or baccalaureate degree. Initial recipients must meet VC's satisfactory academic progress. Continuing eligibility requires that the student complete as least seventy-five (75%) percent of the hours attempted in the most recent academic year and have a cumulative GPA of 2.5 or higher. The maximum TEOG Grant is determined by the Texas Higher Education Coordinating Board. Award amounts will be prorated in relation to the student's enrollment status as of the census date. In order for 2017-2018 TEOG recipients to receive a renewal award for the 2018-2019 school year, they must complete their financial aid file by October 1, 2018. Students who fail to meet this deadline cannot be guaranteed a renewal award.


Grants Financial Breakdown

ProgramEligibilityValueHow to Apply
Federal Pell GrantFinancial need, enrollment$611 - $6,095 a semesterComplete a Free Application for Federal Student Aid
Federal SEOG (Supplemental Education)Financial need, enrolled at least half-time, be eligible for Federal Pell Grant$100 - $4,000 a semesterComplete a Free Application for Federal Student Aid
TEOG (Texas Equal Opportunity Grant)Financial need, enrolled at least half-time$788 - $1,575 a semesterComplete a Free Application for Federal Student Aid
Scholarships

Scholarships

Scholarships, like grants, are funds that do not require repayment.  Scholarships are coordinated through the Frank Phillips College Development Corporation and private donors.  Students receiving a Frank Phillips College scholarship must use the award while attending FPC.  Funds will not be disbursed to a student for transfer to another college or university, or for personal use.

Scholarships can vary significantly in the eligibility criteria; some are merit based and others are need based. Deadline for submission of a scholarship application to our office is April 15 each year.  However, you can inquire as to the availability of funds at any time.  You only need to complete one application to apply for all FPC scholarships.

How to Apply for Scholarships
The scholarship application process at Frank Phillips College is simple: complete one online form and be considered for a wide variety of scholarship opportunities.

Scholarship Application                    Dual Credit Scholarship Application

General Guidelines for Scholarship Recipients

  1. Recipients must be enrolled or plan to enroll in a minimum of 12 hours per semester, unless otherwise stated.
  2. Once enrolled, scholarship recipients are expected to fulfill and maintain the semester hour and grade point average (GPA) requirements specified for the scholarship.
  3. All need-based scholarship recipients are required to apply for financial aid.
  4. Scholarship recipients could be subject to drug testing.
  5. The deadline to apply for all scholarships is APRIL 15th, unless stated otherwise.

Who To Contact
Frank Phillips College - College Advancement (Scholarships) Office

  • 806-457-4215

Current Scholarships

There are many scholarship opportunities for students attending Frank Phillips College.  Each year, through the generous support of FPC donors, more scholarships become available.  Click here for a list of current FPC scholarships.

Local Scholarships are possibly available in your area.  Local service and civic organizations, churches, businesses quite often sponsor scholarship programs.  Your local high school counselor should be able to provide you with this information.

Scholarship Search Services
The U.S. Department of Education does not evaluate private scholarship search services. If you should decide to use one of these, you may check with the Better Business Bureau or the Texas State Attorney Generals Office.

The Hope Scholarship Tax Credit
The Hope Scholarship is actually a tax credit, not a scholarship.  We recommend that you consult your personal tax advisor.

The U.S. Department of Education and the State of Texas frequently change regulations pertaining to financial aid. Since FPC complies with all legislative mandates, federal and state regulations, the Student Financial Services office reserves the right to make policy and procedure changes during the award year. If changes occur, they will be updated on the FPC web site.


Scholarships Financial Breakdown

ProgramEligibilityValueHow to Apply
Multiple Scholarship OpportunitiesEligibility Varies on a Scholarship to Scholarship Basis, click link above to learn more about scholarship opportunitiesVariesApply Online
Loans

Loans

Loans
Loans are borrowed money that the student and/or parent will have to repay with interest. Subsidized and Unsubsidized Federal Stafford Loans are the most common source of student loan funds.

To receive student loans, you must complete the Entrance Counseling Session and sign a Master Promissory Note (MPN) on www.studentloans.gov. This site requires your Free Application for Federal Student Aid (FAFSA) username and password. A student will then complete a 2017-2018 Summer Loan Request or 2018-2019 Fall-Spring Loan Request and submit it to the Financial Aid Office in Borger or to the appropriate office on your campus. If you have attended a previous college(s), please make sure FPC has your official transcripts from that/those colleges.

William D. Ford Federal Direct Student Loan Program (Direct)
The William D. Ford Federal Direct Subsidized and Unsubsidized Loan is a fixed interest rate loan made to a student who is enrolled at least half-time in an eligible program.   The lender is the U.S. Department of Education.  Repayment begins six months after a student leaves school or drops below half-time enrollment.

The Direct Loans include the following types of loans:

  • Direct Subsidized Loans—Direct Subsidized Loans are for students with financial need and the government pays the interest while the student is enrolled. The financial aid office will review the results of the student’s Free Application for Federal Student Aid (FAFSA) and determine the amount the student is eligible to borrow. The subsidized Stafford loan is the best, first choice for the students looking to borrow money for education. Federal regulations limit the benefits of the direct loan subsidy to an aggregate period of no more than 150% of program length and applies only to first-time borrowers as of July 1, 2013. Once that limit has been exceeded, a student may borrow only subsidized loans, and will begin to incur interest charges on outstanding subsidized loans. 
  • Direct Unsubsidized Loans—Direct Unsubsidized Loans are not need based; therefore, students are not required to demonstrate financial need. Like subsidized loans, the school will determine the amount the student is eligible to borrow.  Interest accrues (accumulates) on an unsubsidized loan from the time it’s first paid out. Students can pay the interest while they are in school and during grace periods and deferment or forbearance periods, or they can allow it to accrue and be capitalized (that is, added to the principal amount of your loan). If the student chooses not to pay the interest as it accrues, this will increase the total amount the student has to repay because they will be charged interest on a higher principal amount.

The Financial Aid Office will determine the student’s loan eligibility in accordance with the Department of Education regulations.  A dependent student can borrow combined subsidized and unsubsidized loans not to exceed the annual loan limits.  The loan limits are $3,500 per year for freshmen and $4,500 per year for sophomores. Independent students may borrow additional unsubsidized loans not to exceed $6,000.  Dependent students may borrow additional unsubsidized not to exceed $2,000.  The actual amount the student is eligible to borrow is determined by the financial aid office and may be less than the maximum amount.  There are also aggregate limits on the total amount a student can borrow.  For loan purposes, a student’s classification will be determined by the number of hours completed toward his or her selected degree or certificate at the time of initial certification.  A student’s classification will not be reevaluated until the beginning of the next academic year (fall through summer).  A student who transfers in the middle of an academic year and has received his or her annual loan limit while at the transfer institution will not be eligible for a loan at FPC until the beginning of the next academic year. In accordance with federal regulations, FPC has the right to refuse to certify a loan or to certify for a reduced amount.

Once accepted, students must complete entrance loan counseling and complete the Master Promissory Note (MPN) process that is available at www.studentloans.gov. Borrowers must complete entrance loan counseling and testing before receiving a loan each academic year. Exit loan counseling and testing is required before the student ceases at least half-time enrollment. Once the student completes entrance counseling, exit counseling and/or the MPN process, confirmation is sent to the Frank Phillips College Financial Aid Office.

Borrowers have a right to cancel all or a portion of the loan disbursement and have their proceeds returned to the federal government.  VC will send notice to the borrower no earlier than 30 days before and no later than 30 days after the school credits the student’s account.  The notice will include the method and date by which the borrower must notify the school that he or she wishes to cancel all or a portion of the loan or loan disbursement.

Alternative loans
Numerous lenders offer other types of variable rate educational loans for creditworthy students. Alternative loans are provided without consideration of financial need. These loans are not part of the federal government loan programs - they are credit-based and may require a cosigner. Alternative loans are generally more expensive than federal student loans and should only be used when all other options have been exhausted. A complete financial aid file is required before Frank Phillips College will certify an alternative loan application.  Due to less favorable repayment options, Frank Phillips College will not certify an alternative loan for any student that has Direct loan eligibility. Alternative loans will follow the same disbursement policies as Direct subsidized and unsubsidized loans.

Loans Financial Breakdown

ProgramEligibilityValueHow to Apply
Student Loans1st Year Undergraduate Dependent$5500 maximum per yearLoan Request Form
Student Loans1st Year Undergraduate Independent$9500 maximum per yearLoan Request Form
Student Loans2nd Year Undergraduate Dependent$6500 maximum per yearLoan Request Form
Student Loans2nd Year Undergraduate Independent$10500 maximum per yearLoan Request Form
Veteran Benefits

Welcome to Veteran Affairs

Frank Phillips College honors all veterans and active-duty military and their service to our country. If you are a veteran, or a survivor or dependent of a veteran, you may be eligible for veterans' educational benefits to help you achieve a valuable education.

Getting started

Educational programs

Forms

Helpful Links

Did you know we have a full page dedicated to information on Veteran Affairs? For more information about what we offer at Frank Phillips College, please visit: https://fpctx.edu/veterans/

Questions? Contact Beverly Fields, Financial Student Services Office at (806) 457-4200 ext. 796. or by email at bfields@fpctx.edu

Student Work Study

Work Study

College work study offers eligible students an opportunity to earn their financial aid through employment.  A completed FAFSA (Free Application for Federal Student Aid) will be needed. Student must verify eligibility with the financial aid office.

Students employed through the work-study program are paid bi-weekly. Time sheets must be submitted on the appropriate dates each month in order to receive payment. Students who fail to submit their time sheet by the designated date will not receive payment until the following pay period.


Student Employment Breakdown

ProgramEligibilityValueHow to Apply
Federal & State Work-Study ProgramsFinancial need, enrolled at least half-timeLimited to 20 hours per weekComplete a Free Application for Federal Student Aid